Yup, adrianalimafan.net is my website (as are the other ones in my signature! ). No, my host won't mind a high level of traffic (I'm with DreamHost.com - they're excellent), and I can always move the site to one of my own dedicated servers (I own 3 for various customers) if the traffic gets to be too much - so don't worry about it dying any time soon!
I try to only clip a very small part of the image with my tag - it's really the 10-15 pixels at the top that the text overlaps on the actual image. I'm a bit hesitant to not clip any of the image, simply because that makes it easier to crop it off without leaving any marks. At least if someone crops off my tags now, I can kind of tell by the missing bit at the top, you know? But I'll definitely try to keep the clipping to an absolute minimum!